Looking for incremental backup solution, again...

Hi, again I'd like to ask if anyone is using some kind of backup program that backups to external (usb or sd card).
I have been using Macrium Reflect, but now I ran into ARM compatibility issues.
I'm looking for sth. that
- works with shadow copy service
- is capable of restoring individual files from a backup file.
- is capable of creating Diff, Inc, and Full backups
- ideally is able to create a mountable file.
- ideally officially supports ARM64
- stores Inc / Diff files, i.e. does not copy each individual file to the backup medium, but rather INTO a container file
- It need not support bootable backup. (though I've been wondering if the image files would actually boot on an ARM64 laptop such as surface, with Macrium Redeploy).

It remains to be seen when software devs will finally support ARM64 across the board. It's sad how they are contributing in preventing the spread of competitive alternatives buy simply not creating ARM versions, which is not that difficult often.