Storing all my data in the Window VM file

Hello,

after some time with MacOS and Windows Insider on an M1 MacBook, I have decided that I want to use Windows for 80% of my tasks. Libre Office works better, my favorite Text editor works great there, and I find Directory Opus much superior to PathFinder. The only thing that I prefer on MacOS is iPhone Backup/Connectivity, video files, and browsing the web (via Firefox for ARM which imakes use of 100% of the vertical screen with a userchrome file.)
As a result, storing all my files (loads of photos, documents, etc., about 100 GB) in the virtual machine seems more reasonable to me, I think that will cause fewer issues because they are all on the virtual NTFS file system then.
I have set up the following:
parallels: 5 snapshots retained, every 8 hours. (I don't know if that's too much after I have added 100 gb of data)
My hard drive has 1 TB.
My virtual drive in parallels is set to 384 GB.
I plan on doing an incremental image backup of windows via macrium every day, plus a versioned file backup intra-daily, fine grained every 5 minutes for the last 2 hours, then every 30 minutes.
The intra-daily backups are done via permanently attached SDXD card.
Editors are set to safe data every minute.
So I do take measures....
But I would like to know how safe my files in the VM are as opposed to storing them directly on the Mac. Is it unwise to do that?
I would buy a windows machine, but the Mac Hardware is just superior, with no fan (!!), blazing fast, excellent touchpad /keyboard. (I have sworn to myself, never again fan noise of any kind, so that reduces choices, basically every windows laptop has some shortcomings still.)
 
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