Bill Winters
Bit poster
I am using Modernbill software with Authorize.net as my billing
gateway for my membership website.
I recently received the email below from Authorize.net about
changes they are making, and in the correspondance below
thay suggest that we contact our payment processor for
compatibility questions.
Can you tell me if Modernbill complies with what Authorize.net
is doing, and/or if there are any changes that I need to make
on my end?
Thanks,
William
====================================
Dear Authorize.Net Merchant:
MasterCard and Discover are modifying their rules
concerning the processing of debit, prepaid and gift cards.
This e-mail includes important information about the new
requirements and the timelines regarding Authorize.Net's
support of the requirements, so please read it thoroughly.
MasterCard's rule changes go into effect May 1, 2010, and
Discover's rule changes go into effect April 16, 2010.
However, Authorize.Net, MasterCard and Discover have worked
together to extend these dates for all merchants using
Authorize.Net solutions. Our merchants will now have until
June 30, 2011, to implement support for the requirements
within their systems.
What are the requirements?
MasterCard and Discover are requiring that all
merchants support the following:
Balance response transactions
- For prepaid and gift cards, once the card has been
used, the remaining account balance will be transmitted
along with the authorization response. The remaining
balance must be printed on the customer receipt,
displayed on the Web page or point-of-sale terminal, or
both.
Partial authorization transactions
- When a customer's transaction amount exceeds the
balance available on their debit, prepaid or gift card,
instead of declining the transaction, a partial
authorization for the amount available to the customer
will be returned. This will allow the customer to pay
for the remaining amount with another form of payment.
This is called a split-tender transaction.
Authorization reversals - An
authorization reversal is a real-time transaction
initiated when the customer decides that they do not
want to proceed with the transaction, or if the merchant
cannot complete the transaction for any reason.
Authorization reversals free up the customer's available
balance on their debit, prepaid or gift card.
What steps is Authorize.Net taking to support these
requirements?
Authorize.Net will be updating our systems over
the coming months to support the requirements,
but will be dependent on each processor's readiness. For a
table of when we anticipate we will support the requirements
with each processor, please visit http://www.authorize.net/support/pafaqs/#when.
What do I need to do to support the requirements?
The steps that you will need to take to support the
requirements depend on how you connect to the
payment gateway. For example, if you connect using a shopping
cart, point-of-sale device, or other solution, you will need
to contact your solution provider to confirm that they will be
supporting the requirements. If you connect using a direct
integration, you should contact your Web developer for
assistance. Please direct your Web developer to http://www.authorize.net/support/pafaqs/#do
for information on the changes they will need to make.
Do I have to support the requirements?
MasterCard and Discover are requiring all merchants to support the
requirements with the exception of merchants that exclusively
process transactions via batch uploads, mail order/telephone
order (MOTO), or recurring payment transactions. Your Merchant
Service Provider (MSP) is ultimately responsible for
determining if the requirements apply to your business, so
please contact them for assistance in determining if your
company is exempt.
Once again, these requirements will not be enforced for
Authorize.Net merchants until June 30, 2011. However, we
wanted to bring them to your attention now so that you have
plenty of time to plan for their implementation.
For more information on the requirements, including how
they affect our value-adding services, please visit our FAQ
page at http://www.authorize.net/support/pafaqs/.
Thank you for your attention to these important changes and
for being an Authorize.Net merchant.
Sincerely,
Authorize.Net
gateway for my membership website.
I recently received the email below from Authorize.net about
changes they are making, and in the correspondance below
thay suggest that we contact our payment processor for
compatibility questions.
Can you tell me if Modernbill complies with what Authorize.net
is doing, and/or if there are any changes that I need to make
on my end?
Thanks,
William
====================================
Dear Authorize.Net Merchant:
MasterCard and Discover are modifying their rules
concerning the processing of debit, prepaid and gift cards.
This e-mail includes important information about the new
requirements and the timelines regarding Authorize.Net's
support of the requirements, so please read it thoroughly.
MasterCard's rule changes go into effect May 1, 2010, and
Discover's rule changes go into effect April 16, 2010.
However, Authorize.Net, MasterCard and Discover have worked
together to extend these dates for all merchants using
Authorize.Net solutions. Our merchants will now have until
June 30, 2011, to implement support for the requirements
within their systems.
What are the requirements?
MasterCard and Discover are requiring that all
merchants support the following:
Balance response transactions
- For prepaid and gift cards, once the card has been
used, the remaining account balance will be transmitted
along with the authorization response. The remaining
balance must be printed on the customer receipt,
displayed on the Web page or point-of-sale terminal, or
both.
Partial authorization transactions
- When a customer's transaction amount exceeds the
balance available on their debit, prepaid or gift card,
instead of declining the transaction, a partial
authorization for the amount available to the customer
will be returned. This will allow the customer to pay
for the remaining amount with another form of payment.
This is called a split-tender transaction.
Authorization reversals - An
authorization reversal is a real-time transaction
initiated when the customer decides that they do not
want to proceed with the transaction, or if the merchant
cannot complete the transaction for any reason.
Authorization reversals free up the customer's available
balance on their debit, prepaid or gift card.
What steps is Authorize.Net taking to support these
requirements?
Authorize.Net will be updating our systems over
the coming months to support the requirements,
but will be dependent on each processor's readiness. For a
table of when we anticipate we will support the requirements
with each processor, please visit http://www.authorize.net/support/pafaqs/#when.
What do I need to do to support the requirements?
The steps that you will need to take to support the
requirements depend on how you connect to the
payment gateway. For example, if you connect using a shopping
cart, point-of-sale device, or other solution, you will need
to contact your solution provider to confirm that they will be
supporting the requirements. If you connect using a direct
integration, you should contact your Web developer for
assistance. Please direct your Web developer to http://www.authorize.net/support/pafaqs/#do
for information on the changes they will need to make.
Do I have to support the requirements?
MasterCard and Discover are requiring all merchants to support the
requirements with the exception of merchants that exclusively
process transactions via batch uploads, mail order/telephone
order (MOTO), or recurring payment transactions. Your Merchant
Service Provider (MSP) is ultimately responsible for
determining if the requirements apply to your business, so
please contact them for assistance in determining if your
company is exempt.
Once again, these requirements will not be enforced for
Authorize.Net merchants until June 30, 2011. However, we
wanted to bring them to your attention now so that you have
plenty of time to plan for their implementation.
For more information on the requirements, including how
they affect our value-adding services, please visit our FAQ
page at http://www.authorize.net/support/pafaqs/.
Thank you for your attention to these important changes and
for being an Authorize.Net merchant.
Sincerely,
Authorize.Net